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FundingPips

Trade with a clear path to capital, rewards, scaling, and community.

4.7(69,300 reviews)•Founded 2020•Spain

Starting Challenge Fee

USD 49.00

Coupon

C9995E01
Visit FundingPips

Visit FundingPips and confirm the account, price and coupon terms before purchase.

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Max Profit Split:80%
Max Drawdown:10%
Daily Drawdown:5%
Payout Frequency:Bi-weekly

Firm Overview

Program rules and external ratings are recorded information. A profile update date is not proof that every rule or offer was checked on that date. Confirm the exact program and stage with the firm before purchasing.

Founded2020 (6 years)
Broker / LiquidityProprietary Liquidity Provider & Bybit Direct Liquidity
HeadquartersSpain
Platforms
MT5cTrader
CEO / FounderRuben Alonso
Currencies
USDEURUSDT
Payment Methods
Credit CardCrypto (USDT/BTC/ETH)Apple PayGoogle Pay
Payout Methods
Crypto (USDT)Bank Transfer

About FundingPips

Crypto Fund Trader (CFT) was established in 2022 to deliver an institutional-grade evaluation environment tailored specifically for cryptocurrency and multi-asset day traders. Featuring direct platform integrations with MetaTrader 5, Match-Trader, and Bybit, CFT stands out by enabling real exchange-style crypto execution alongside standard CFD markets. Traders can choose between 1-Phase, 2-Phase, and Instant evaluation programs with capital allocations ranging from $5,000 to $300,000. Features include zero minimum trading day options on standard evaluations, unrestricted news and weekend holding rules, scaling profit splits up to 90%, and quick crypto payout processing.

Visit Official Website Verified: 9/25/2026

Instruments & Assets

4 instruments

Forex

EURUSD, GBPUSD, USDJPY, AUDUSD, USDCAD, USDCHF, EURGBP, EURJPY

Raw raw-spread pricing with up to 1:100 leverage. $5/lot standard commission.

Metals

XAUUSD, XAGUSD

Gold and Silver paired against USD with 1:30 leverage. $5/lot standard commission.

Indices

US30, US100, US500, GER40, UK100, JP225

Major global stock market indices with 1:20 leverage. Zero commission charged on trades.

Indices & Energies

DJI30, FTSE100, GER40, JP225, NDX100, SPX500, STX50, UKOIL, USOIL

Access selected global stock indices and energy instruments, including US indices, the UK 100, Germany 40, Brent crude oil and WTI crude oil. Availability varies by account model.

Leverage

InstrumentAccount / ProgramMax LeverageNotes
ForexAll Programs1:100Standard account limit; 1:30 on Swap-Free MT5 accounts
MetalsAll Programs1:30Gold & Silver; 1:10 on Swap-Free MT5 accounts
IndicesAll Programs1:20Global Indices (US30, US100, GER40, etc.); 1:5 on Swap-Free
CryptoAll Programs1:2Evaluation: 1:2; Master: 1:1

Commissions

Forex

All Programs

$5.00Per lot

$5 per lot round trip on standard accounts ($10 per lot on Swap-Free MT5 accounts

Metals

All Programs

$5.00Per lot

$5 per lot round trip on standard accounts

Indices

All Programs

FreePer lot

Zero commission charged on index trades

Crypto

All Programs

0.04%Percentage

Commission calculated as lot size × crypto price × 0.04%.

Consistency Rules

Evaluation Consistency Rule

1-Step Flex / 2-Step Standard / 2-Step Flex

No Cap / None

Standard evaluation phases do not enforce a consistency rule or lot size restriction, allowing traders to execute setups without profit distribution limits.

100% Profit Split Consistency Rule

All Master Accounts

35%

No single trading day can account for more than 35% of total accumulated profit for traders opting for monthly 100% profit share or on-demand payouts.

Conditions:

Requires a 35% maximum single-day profit score and at least 7 profitable trading days (minimum +0.5% gain per day) per payout cycle.

FundingPips Zero Consistency Rule

FundingPips Zero Master Accounts

15%

The biggest winning trading day must not exceed 15% of total cumulative profits to qualify for a reward request. Traders must also satisfy the minimum profitable trading days, safety cushion and biggest-loss requirements.

Conditions:

At least 7 profitable trading days within the rolling 30-day period, each with net profit of at least 0.25% of the starting Master Account size. Maintain a 3% safety cushion, and ensure the largest single losing trade does not exceed the largest single winning trade. All conditions must be met before requesting a reward.

35% Best Day Consistency Rule

All Master Accounts — applicable payout models only

35%

The best trading day must not contribute more than 35% of total accumulated profit when applying for a payout under a program that enforces the 35% consistency rule.

Conditions:

The trader must keep the highest single-day profit at or below 35% of total accumulated profit and satisfy the program's minimum profitable trading days and payout eligibility requirements. If the threshold is exceeded, additional trading may be needed before requesting a payout.

Firm Rules

Trading Style

Weekend Holding

Allowed

All open trades must be closed prior to Friday market close across standard accounts. Holding trades over the weekend results in account termination unless holding privileges/add-ons apply.

News Trading

Master Accounts

Conditional

Trades opened or closed within 5 minutes before or after restricted high-impact news events will have their profits deducted unless the position was opened at least 5 hours prior to the event.

High-Impact News Trading Restrictions

Conditional

FundingPips applies different high-impact news trading restrictions depending on the account model and phase. On standard Master accounts, profits from trades opened or closed within restricted news windows may be deducted. FundingPips Zero prohibits opening, closing, or holding positions during restricted high-impact news and speeches.

[1-Step Flex, 2-Step Standard, 2-Step Flex, 2-Step Pro, FundingPips Zero]

Drawdown Limits

Weekend Holding

Allowed

Third-party EAs are only permitted when strictly used as trade or risk management tools. Fully automated custom EAs are allowed provided the trader can supply proof of personal ownership/source code.

Challenges & Available Accounts

4 Active Accounts

$100K Account

2-Step Pro · MT5 / cTrader / Match-Trader

USD 399.00
TargetNot verified
Profit SplitUp to Not verified
Max DDNot verified
Daily DDNot verified

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $100K Deal

$10K Account

2-Step Standard · MT5, cTrader, Match-Trader

USD 55.00
TargetNot verified
Profit SplitUp to Not verified
Max DDNot verified
Daily DDNot verified

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $10K Deal

$25K Account

2-Step Pro · MT5, cTrader, Match-Trader

USD 109.00
TargetNot verified
Profit SplitUp to Not verified
Max DDNot verified
Daily DDNot verified

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $25K Deal

$50K Account

2-Step Pro · MT5, cTrader, Match-Trader

USD 219.00
TargetNot verified
Profit SplitUp to Not verified
Max DDNot verified
Daily DDNot verified

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $50K Deal

Active Promo Codes for FundingPips

0%OFF
ExclusiveVerified

FundingPips Coupon Code "C9995E01" Get 0% Discount On All Plans

Expiry not provided•0 copies•Applies to: All Plans

C9995E01
Claim Coupon

Payout Policy

2-Step Flex

85%
FrequencyBi-weekly
Min Payout1% of account size
First Payout14 calendar days from first trade
Trading Days1 minimum trading day

2-Step Pro

80%
FrequencyWeekly
Min Payout1% of account size
First Payout7 calendar days
Trading Days0 days

2-Step Pro — Master Account

80% Weekly / 100% Monthly
FrequencyWeekly (every 7 calendar days) / Monthly (every 30 calendar days)
Min Payout1% of the Master Account size, including the firm's split
First Payout7 calendar days after the first executed trade on the Master Account (weekly cycle)
Trading DaysWeekly: payout cycle begins 7 calendar days after the first Master trade. Monthly: at least 7 profitable days, each with 0.5% or more profit of the initial Master Account size.

2-Step Standard — Master Account

60% Weekly / 80% Bi-Weekly / 100% On Demand
FrequencyWeekly, Bi-Weekly, On Demand
Min Payout1% of Master Account size, including FundingPips' split
First Payout7 calendar days after first executed Master Account trade (Weekly)
Trading DaysOn Demand: 7 profitable days, each with at least 0.5% profit of initial Master Account size

Restricted Countries

Traders residing in the following 3 jurisdictions are currently prohibited from opening accounts with FundingPips.

IR

Iran

VN

Vietnam

AE

United Arab Emirates

Frequently Asked Questions

Trustpilot Reviews & Rating

4.7/ 5.0

External snapshot: 69,300 reviews. Capture date not provided.

View on Trustpilot
5-star
83%
4-star
6%
3-star
2%
2-star
1%
1-star
4%

FundingPips enjoys strong overall sentiment on Trustpilot with over 69,000 reviews, praising its low trading costs, competitive evaluation models, responsive customer support, and fast payout processing via crypto and bank transfers.

FundingPips's external rating can change. Follow the source link for current reviews; this site does not collect this review aggregate.

Final Verdict & Conclusion

Expert Verdict

Industry benchmark for low-cost evaluations, flexible payout cycles, and trader-friendly static drawdown rules.

Who Is This Firm Best For?

Traders seeking scalable capital, fast payout options (up to 100% split), and straightforward evaluation rules with no time limits.

Pros

  • Fast bi-weekly and optional weekly payouts
  • Up to 90%–100% profit split options
  • Raw spreads and low evaluation fees
  • No time limits on evaluation phases
  • Multiple platform options (MT5, cTrader, Match-Trader)

Cons

  • Inactivity breach after 30 days of no trades
  • News trading restrictions on Master Accounts
  • Geographic restrictions (e.g., UAE, Vietnam, sanctioned countries)
  • Position lot size cap / leverage reductions on larger trades

Summary Assessment

FundingPips stands out as one of the most accessible and competitive proprietary trading firms in the industry. With challenge prices starting as low as $29, no minimum trading day pressure on core models, static drawdown rules, and rapid payout schedules, it caters well to both novice and experienced traders. While traders must remain mindful of strict inactivity policies and news trading rules on funded accounts, FundingPips' strong reputation, broad platform selection, and scaling capabilities up to $2,000,000 make it a top-tier choice for funded trading.