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FTMO

The industry benchmark for funded forex traders.

4.8(18,420 reviews)•Founded 2015•Prague, Czech Republic
15% OFF

Starting Challenge Fee

USD 155.00

Save up to 15% on the selected eligible offer

Coupon

SAVE15FTMO
Visit FTMO

Visit FTMO and confirm the account, price and coupon terms before purchase.

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Max Profit Split:90%
Max Drawdown:10%
Daily Drawdown:5%
Payout Frequency:Bi-weekly

Firm Overview

Program rules and external ratings are recorded information. A profile update date is not proof that every rule or offer was checked on that date. Confirm the exact program and stage with the firm before purchasing.

Founded2015 (11 years)
Broker / LiquidityFTMO Liquidity (Tier-1 Liquidity Providers & Prime Brokers)
HeadquartersPrague, Czech Republic
Platforms
MT4MT5cTraderDXtrade
CEO / FounderOtakar Suffner
Currencies
USDEURGBPCHFCADAUDCZK
Payment Methods
Credit/Debit CardBank Wire TransferCrypto (USDT/BTC)Skrill
Payout Methods
RiseBank Wire (SEPA/SWIFT)Crypto (USDT ERC20/TRC20)Skrill

About FTMO

FTMO pioneered the modern evaluation model and remains a reference point for the industry. Traders complete a two-phase challenge (Challenge + Verification) and, once funded, keep up to 90% of profits. FTMO is known for reliable payouts, a mature trading dashboard with performance analytics, and support for MT4, MT5, cTrader and DXtrade.

Visit Official Website Verified: 10/24/2026

Instruments & Assets

4 instruments

Forex

EURUSD, GBPUSD, USDJPY, AUDUSD, USDCAD, USDCHF, NZDUSD, EURGBP, EURJPY, GBPJPY

Over 44 currency pairs with raw spreads starting from 0.0 pips and deep interbank liquidity.

Indices

US100.cash (Nasdaq), US500.cash (S&P 500), US30.cash (Dow Jones), GER40.cash (DAX), UK100.cash (FTSE)

Leading global equity indices with institutional fill rates and zero commission.

Crypto

BTCUSD, ETHUSD, LTCUSD, XRPUSD, SOLUSD, ADAUSD, DOGEUSD

Trade top market cap digital assets 24 hours a day, 7 days a week, including weekends.

Commodities

XAUUSD (Gold), XAGUSD (Silver), USOIL.cash (WTI Crude), UKOIL.cash (Brent)

Spot commodities with tight spreads and high intraday liquidity.

Leverage

InstrumentAccount / ProgramMax LeverageNotes
ForexSwing Evaluation1:30Allows holding positions over the weekend and trading high-impact news releases freely.
IndicesAll Programs1:50Applies to all US and European cash indices across Standard and Swing accounts.
Precious Metals (Gold / Silver)All Programs1:50Applies to XAUUSD and XAGUSD pairs.
Energies (Crude Oil)All Programs1:28Applies to USOIL.cash and UKOIL.cash contracts.
CryptocurrenciesAll Programs1:2Crypto leverage is restricted to 1:2 to safeguard accounts against extreme overnight volatility.

Commissions

Forex Pairs

All Programs

$3.00Per lot

Raw institutional spreads from 0.0 pips. $3.00 per side ($6.00 per standard lot round turn).

Stock Indices

All Programs

Commission Free

Zero per-contract commissions on index CFDs (US100, US500, US30, GER40). All costs included in raw spreads.

Cryptocurrencies

All Programs

0%No commission

Zero maker/taker order execution fees on crypto CFD pairs.

Commodities & Metals

All Programs

$3.00Per lot

Institutional commission on precious metals (Gold/Silver) and energies.

Consistency Rules

No Single Day Profit Cap (Standard Evaluation)

Standard & Swing Evaluations

None

FTMO does not enforce an arbitrary single-day profit cap (such as 30% or 40% limits used by other firms). You may reach your evaluation profit target in a single high-conviction setup provided trading conforms to genuine market risk management.

Conditions:

Single-trade gambling or all-in lot stacking on unhedged economic news releases may trigger manual review under terms of service.

Lot Size Deviation Consistency

All Programs

Recommended

FTMO does not require complex mathematical lot size formulas, but expects steady position sizing consistent with your stated strategy. Abrupt lot spikes (e.g. 0.10 lots followed by 50.0 lots on high-impact news) are flagged for risk evaluation.

Conditions:

Maintain disciplined position sizing aligned with account equity.

Firm Rules

Risk Management

Maximum Daily Drawdown (5%)

Allowed

Maximum 5% daily loss limit based on balance or equity at 00:00 CE(S)T server time, whichever is higher.

Hard breach. Account is automatically closed if breached at any point in the trading day.

Maximum Total Drawdown (10%)

Allowed

Maximum 10% overall loss limit calculated statically against the initial starting account balance.

Static drawdown limit. Does not trail unrealized intraday profits upward.

Trading Style

News Trading

Conditional

Permitted unconditionally on FTMO Swing accounts. On standard FTMO accounts, opening or closing trades 2 minutes before to 2 minutes after high-impact economic calendar events is prohibited.

[Standard vs Swing]Standard accounts must observe the 2-minute news window. Swing accounts trade freely.

Weekend Holding

Conditional

Permitted unconditionally on FTMO Swing accounts. On standard accounts, all positions must be closed before the market closes on Friday afternoon.

[Standard vs Swing]Standard accounts close positions by 23:59 Friday CE(S)T.

Expert Advisors (EAs) & Bots

Allowed

Commercial and custom EAs, indicators, and automated scripts are allowed as long as they do not use latency arbitrage, tick scalping, or platform vulnerability exploitation.

Own-account copy trading is also allowed.

Challenges & Available Accounts

4 Active Accounts

$200K Account

2-Step · cTrader

USD 1,080.00
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $200K Deal

$50K Account

2-Step · MT4

USD 345.00
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $50K Deal

$25K Account

2-Step · MT5

USD 250.00
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $25K Deal

$10K Account

2-Step · MT5

USD 155.00
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%

Billing period, renewal price and additional fees are not verified. Check the firm's terms.

Get $10K Deal

Active Promo Codes for FTMO

15%OFF
ExclusiveVerified

FTMO Coupon Code "SAVE15FTMO" Get 15% Discount On All Plans

Expiry not provided•0 copies•Applies to: All Plans

SAVE15FTMO
Claim Coupon

Payout Policy

Standard Funded Account

80% (Up to 90% via Scaling)
FrequencyBi-weekly (On-demand after 14 days)
Min Payout$20.00
First Payout14 calendar days from first trade
Trading Days0 days (No minimum days required)

FTMO processes confirmed payout requests within 24 to 48 business hours.

FTMO Scaling Plan

90% Fixed Split
FrequencyBi-weekly
Min Payout$20.00
First PayoutImmediate upon scale cycle qualification
Trading Days0 days

Scaled accounts also enjoy upgraded 90% profit splits automatically.

Restricted Countries

Traders residing in the following 8 jurisdictions are currently prohibited from opening accounts with FTMO.

US

United States

Regulatory constraints regarding CFTC and NFA jurisdiction for US residents.

IR

Iran

International FATF & OFAC sanction lists.

KP

North Korea

International UN / FATF sanctions embargo.

SY

Syria

International sanction compliance.

CU

Cuba

International financial sanctions list.

RU

Russia

Payment channel and international banking restrictions.

BY

Belarus

Financial sanctions and compliance requirements.

MM

Myanmar

FATF high-risk jurisdiction.

Frequently Asked Questions

Trustpilot Reviews & Rating

4.8/ 5.0

External snapshot: 18,420 reviews. Capture date not provided.

View on Trustpilot
5-star
88%
4-star
7%
3-star
2%
2-star
1%
1-star
2%

FTMO boasts an outstanding 4.8/5 TrustScore across over 24,000 verified trader reviews on Trustpilot. Traders consistently praise their lightning-fast payouts (often processed in under 8 hours), robust proprietary account analytics, 24/7 multilingual support, and zero hidden slippage or execution disputes.

FTMO's external rating can change. Follow the source link for current reviews; this site does not collect this review aggregate.

Final Verdict & Conclusion

Expert Verdict

FTMO remains the gold standard and most trusted prop firm in the retail proprietary trading industry. With over a decade of continuous operations, verified on-time payouts in tens of millions of dollars, and unmatched transparency, FTMO is the top recommendation for serious traders seeking long-term funding.

Who Is This Firm Best For?

Disciplined forex and CFD traders who prioritize payout security, institutional execution, transparent rules, and reputable scaling over gimmick promotions.

Pros

  • Excellent reputation
  • Refundable fee
  • Unlimited time
  • Great analytics

Cons

  • No 1-step option
  • Higher fees than newer firms

Summary Assessment

FTMO has established a benchmark that few competitors can match. While their 10% maximum drawdown and 2-step evaluation require genuine discipline and risk management, their payout integrity, proprietary account analytics, and absence of hidden rules make FTMO the single safest choice for proprietary trading in 2026.